Your Georgia Solar Contract Is Costing You More Than You Were Told. Here's How to Fix It.
The short version: Most Georgia solar leases have an escalator clause. It raises your payment 2.9% every year. Over 25 years, a $150 payment grows to more than $300. Big solar companies that worked in Georgia have gone bankrupt. Pink Energy is one of them. If your solar panels aren't saving what you were told, you have real rights. Start with a free Solar Relief Assessment to see what's actually in your contract.
In October 2022, a solar company called Pink Energy filed for bankruptcy. Before it did, it installed panels on thousands of homes across the Southeast - including Georgia. One day you had an installer, a warranty, and a phone number to call. The next day you had none of those things.
But you still had a contract. And you still had monthly payments.
Pink Energy isn't the only Georgia solar story. But it's the clearest one. Because it shows exactly what happens when the company that sold you "savings" disappears and leaves you holding the bill.
If you signed a solar contract in Georgia and the math isn't working the way your salesperson said it would, you're not imagining things. And you're not stuck.
The Bigger Picture for Georgia Solar Homeowners
Georgia has not seen a named AG lawsuit against a solar installer yet. That doesn't mean Georgia homeowners are safe. Big solar companies have worked here too. The list includes Pink Energy, Freedom Forever, and Momentum Solar. Some of these companies went bankrupt. Some were sued in other states. Some were both. The same contracts, the same sales tactics, the same escalator clauses — they're in Georgia homeowners' filing cabinets right now. Your state's consumer protection law covers solar sales just like any other deal.
What's actually in your Georgia solar contract
Here's what most Georgia homeowners don't find out until they've been paying for a year or two: the deal you signed isn't the deal you were sold.
Your salesperson told you solar would lower your bill. But did they mention the escalator clause buried in your lease? That's the line that raises your payment every year - by as much as 2.9%. On a 25-year lease, that takes a $150 monthly payment past $300. Most Georgia homeowners never see it coming!
Did they explain what happens if you try to sell your home? Your buyer has to agree to take over your solar contract. Most won't. That means you're paying a buyout of $7,000 to $30,000 or more - just to sell your own house.
Did your salesperson mention Freedom Forever? Freedom Forever was one of the biggest solar installers in the country. They put in about 2 gigawatts of solar across 35 states. On April 15, 2026, they filed Chapter 11 bankruptcy in Delaware. They owe $500 million to $1 billion. Between 50,000 and 100,000 people are owed money. Freedom Forever was still installing in Georgia when they filed. If Freedom Forever installed your system, your contract is still active. But the company behind your warranty is now in bankruptcy limbo.
Freedom Forever isn't alone. SolarInsure counted more than 100 solar company bankruptcies in 2024. SunPower filed Chapter 11 in August 2024. A company called Complete Solaria bought them. Sunnova Energy filed Chapter 11 in June 2025. Titan Solar Power filed Chapter 7 in June 2024. Pink Energy, Lumio Holdings, and Vision Solar are on the same list. When your installer goes bankrupt, your payments don't stop. Your contract doesn't cancel. But your warranty usually disappears.
Your rights under Georgia law
Georgia gives you real legal tools. Here's what your salesperson almost certainly didn't explain.
Your 3-day cancellation window. The federal FTC Cooling-Off Rule gives you 3 business days to cancel any contract signed at your home. If your salesperson didn't tell you about this right - and most don't - that affects the enforceability of your contract. How do you know if you were told? Pull out your contract. If there's no cancellation notice on the front page, that's your answer.
Georgia Fair Business Practices Act. O.C.G.A. §10-1-390 et seq. prohibits unfair and deceptive trade practices in Georgia. If your solar company made misleading claims about savings, system performance, or contract terms, this is the statute that applies. It covers everything from inflated savings projections to verbal promises that never made it into the written agreement. The Georgia Attorney General enforces this law, and it carries real penalties.
Georgia Power's rate structure and your savings math. Georgia Power is the dominant utility in the state, and their rate structure directly affects whether your solar deal works. If your salesperson projected savings based on rate increases that haven't happened, the gap between your solar payment and your old electric bill is smaller than you were told. Did your salesperson use Georgia Power's actual rate history, or a national average? That's a question worth asking.
Pink Energy's Georgia footprint. Pink Energy (formerly Power Home Solar) had major operations in Georgia before collapsing in October 2022. If your system was installed by Pink Energy, your contract is still active - but the company behind it is gone. Thousands of Georgia homeowners are in this exact situation right now. The contract survived. The warranty didn't.
Hidden dealer fees in your loan. If you financed your Georgia solar system through a loan, there is a good chance a dealer fee was added to your balance without being clearly explained. Under the federal Truth in Lending Act, every finance charge must be disclosed. If yours wasn't, that's a violation - and it means you've been paying interest on money that went to the solar company, not to your system.
What you can do right now
You don't have to figure this out alone. Here are the first steps for Georgia homeowners.
File a complaint with the Georgia Attorney General. Go to https://consumer.georgia.gov/consumer-complaints/file-consumer-complaint. Or call 404-651-8600. Filing is free. The AG's office reads every complaint.
Compare what the salesperson told you to what's in your contract. In most cases, the two don't match. That gap is what makes a case.
Pull your utility bills from the last 12 months. Add up what you're paying the utility plus what you're paying for solar. Compare that to what you'd pay the utility alone. If the numbers don't work, that's a real gap — not just a feeling.
Find the escalator clause and the dealer fee in your contract. These two lines cause the biggest gap between what you were sold and what you're paying. You can spot both by reading your own paperwork.
Every contract is different. But the first step is the same for everyone. Understand what you signed. Solar Home Advocate built the free Solar Relief Assessment for this exact moment. Someone walks through your contract with you in plain English. They tell you your options.
You Signed a Solar Contract in Georgia. Find Out What It's Actually Costing You.
Georgia homeowners have consumer protection rights under both federal law and the Georgia Fair Business Practices Act. A free Solar Relief Assessment helps you understand what's in your contract, what went wrong, and what you can do about it for you and your family.
[Get free Solar Relief Assessment →](https://solarhomeadvocate.com/free-assessment?utm_source=substack&utm_medium=article&utm_campaign=state-guide&utm_content=georgia)Get free Solar Relief Assessment →**
No charge. No obligation. No high-pressure pitch.
---
"Sal says: A 2.9% escalator clause nearly doubles your payment over 25 years. Freedom Forever filed Chapter 11 in April 2026. If you signed a solar contract in Georgia, these facts hit your math and your warranty."
---
Frequently Asked Questions
What are my rights if I signed a solar contract in Georgia?
Did a salesperson come to your home? If yes, you have a 3-day right to cancel. That's under federal FTC Cooling-Off Rule and the federal FTC Cooling-Off Rule. Georgia also has Georgia Fair Business Practices Act (O.C.G.A. §10-1-390 et seq.). That law covers unfair or deceptive sales tactics. You can file a complaint with the Georgia Attorney General. Go to https://consumer.georgia.gov/consumer-complaints/file-consumer-complaint or call 404-651-8600. If your salesperson didn't tell you about the 3-day cancel rule, that can affect your contract.
Which solar companies in Georgia have faced legal trouble?
Several big ones. Companies that worked in Georgia include Pink Energy, Freedom Forever, Momentum Solar. Some of these went bankrupt. Some were sued in other states. Some were both. If your system came from one of these companies, your contract may still be valid. But the warranty and service behind your system is usually gone.
How does the escalator clause affect my Georgia solar contract?
Most Georgia solar leases have an escalator clause. It raises your payment about 2.9% every year. On a 25-year lease, a $150 payment grows to more than $300. Georgia's average electricity rate is about 14.46 cents per kilowatt-hour in early 2026. That's close to the national average of 17.45 cents. Utility rates haven't always gone up 2.9% a year. So your solar payment can climb faster than your would-be utility bill. Your savings shrink instead of grow.
What happens if my Georgia solar company went bankrupt?
SolarInsure counted more than 100 solar company bankruptcies in 2024. Big names include SunPower (Aug 2024), Sunnova Energy (June 2025), Titan Solar Power (June 2024), Freedom Forever (April 15, 2026), Pink Energy (Oct 2022), and Vision Solar (Dec 2023). If your installer went bankrupt, your contract still stands. Your payments still go out. But the workmanship warranty usually dies with the company. The panel maker's warranty (often 25 years) still exists. But filing a claim without an active installer is hard.
Can I cancel my Georgia solar contract?
Did the salesperson come to your home? Then Georgia law gives you 3 business days to cancel. That's under federal FTC Cooling-Off Rule and the federal FTC Cooling-Off Rule. If those 3 days have passed, you may still have options. Did they skip the cancel notice? Did they use deceptive sales tactics? Did your loan hide fees? Any of those can open a path to cancel. It depends on your specific contract and how it was sold.
What are hidden dealer fees on a Georgia solar loan?
Solar finance companies add dealer fees of 15 to 30 percent to your loan. They roll the fee into the principal. They don't list it separately. That means you pay interest on fee money that went to the solar company. Not to your panels. The federal Truth in Lending Act says every fee must be listed clearly. A hidden fee can be a federal violation. That's one of the strongest paths to renegotiate or exit a solar loan.
How do I file a solar complaint in Georgia?
Go to the Georgia Attorney General's website at https://consumer.georgia.gov/consumer-complaints/file-consumer-complaint. Or call 404-651-8600. Filing is free. Write down what the salesperson told you at the sale. Save your contract. Save any texts, emails, and voicemails with the installer. If you have a solar loan, keep your loan paperwork. A formal complaint creates a record. That record strengthens any legal review later.